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What's the difference between Agreement and Contract? An agreement is any understanding or arrangement reached between two or more parties. A contract is 

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The prime rate is correlated with the federal funds rate and tends to move along with it. The bank prime loan rate reached as high as 20% in 1981, when the federal reserve was led by Paul Volcker, and the interest rate environment was extremely inflated. Another notable time was 2008 when prime rate went as low as 3.25% during the Great Recession. Click here for Prime Rate data for 2010-current, 1990-1999, 1980-1989, or 1975-1979. What is the Prime Rate? Until December 17, 2008, the prime rate was defined by The Wall Street Journal (WSJ) as "The base rate on corporate loans posted by at least 75% of the nation's 30 largest U.S. banks."

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